{"id":4033,"date":"2022-03-25T20:37:47","date_gmt":"2022-03-25T20:37:47","guid":{"rendered":"https:\/\/dev.whirlwind.co.in\/joshmoney\/?p=4033"},"modified":"2022-05-06T09:57:11","modified_gmt":"2022-05-06T09:57:11","slug":"karni-hai-financial-planning","status":"publish","type":"post","link":"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/","title":{"rendered":"Karni hai Financial Planning? Jaaniye kaise"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4033\" class=\"elementor elementor-4033\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-9f11964 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f11964\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a11cff\" data-id=\"5a11cff\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc94eb elementor-aspect-ratio-169 ob-has-background-overlay elementor-widget elementor-widget-video\" data-id=\"3cc94eb\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=TSL_LlzrnAQ&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;,&quot;aspect_ratio&quot;:&quot;169&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-wrapper elementor-fit-aspect-ratio elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-b4bc3f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4bc3f3\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a3229c\" data-id=\"9a3229c\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-540be4f ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"540be4f\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"font-weight: 400;\">Humne aksar suna hai ki hume financial planning karni chahiye. Magar yeh planning (<\/span><i><span style=\"font-weight: 400;\">yojana banana<\/span><\/i><span style=\"font-weight: 400;\">) aakhir hai kya? Aur hum kaise apne financial goals plan kar sakte hain?<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-666e588 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"666e588\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b6f1f7b\" data-id=\"b6f1f7b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5980271 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"5980271\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aiye padhte hai ki:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6669e3 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"f6669e3\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ol class=\"tab-of-content\" style=\"margin-bottom: 0;\"><li><a href=\"#financial-goals-kya-hote-hain\"><strong>Financial goals kya hote hain?<\/strong><\/a><\/li><li><a href=\"#financial-goals-kyun-chahiye-hote-hain\"><strong>Financial goals kyun chahiye hote hain?<\/strong><\/a><\/li><li><a href=\"#kya-financial-planning-ek-naya-concept-hai\"><strong>Kya financial planning ek naya concept hai?<\/strong><\/a><\/li><li><a href=\"#kaise-goals-set-karne-chahiye\"><strong>Kaise goals set karne chahiye<\/strong><\/a><\/li><li><a href=\"#zaroorat-kyon-hoti-hai-financial-goals-ki\"><strong><span style=\"font-size: 16px;\">Zaroorat kyon hoti hai financial goals ki?<\/span><\/strong><\/a><\/li><li><a href=\"#financial-planning-kaise-kar-sakte-hain\"><strong><span style=\"font-size: 16px;\">Financial planning kaise kar sakte hain?<\/span><\/strong><\/a><\/li><li><span style=\"font-size: 16px; font-weight: 400;\"><a href=\"#financial-planning-karte-time-kin-cheezon-ka-dhyan-rakhe\"><strong><span style=\"font-size: 16px;\">Financial planning karte time kin cheezon ka dhyan rakhe?<\/span><\/strong><\/a><br \/><\/span><\/li><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-e93eed6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e93eed6\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e3b029\" data-id=\"3e3b029\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-713a6d4 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"713a6d4\" data-element_type=\"widget\" id=\"financial-goals-kya-hote-hain\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial goals kya hote hain?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1019e ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"7e1019e\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"font-weight: 400;\">Financial goal ek target (<\/span><i><span style=\"font-weight: 400;\">lakshya<\/span><\/i><span style=\"font-weight: 400;\">) hota hai jo hum tab set karte hain jab hume apne finances ya money ko manage karna hota hai. Generally yeh targets hum ek samay ke liye banate hain. Jaise ki maaniye aapne goal set kiya &#8211; Agle 10 saal mein INR 5 lac save karna hai.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57de911 ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"57de911\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1696\" src=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg 2560w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-300x199.jpg 300w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-1024x678.jpg 1024w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-768x509.jpg 768w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-1536x1017.jpg 1536w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-2048x1356.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-eeb36c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eeb36c4\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86c4864\" data-id=\"86c4864\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d766bf7 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"d766bf7\" data-element_type=\"widget\" id=\"financial-goals-kyun-chahiye-hote-hain\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial goals kyun chahiye hote hain?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b7573 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"c9b7573\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"font-weight: 400;\">Financial goals hume apne financial decisions (<\/span><i><span style=\"font-weight: 400;\">faisla<\/span><\/i><span style=\"font-weight: 400;\">) lene me help karte hain. Hume jo amount spend (<\/span><i><span style=\"font-weight: 400;\">kharcha<\/span><\/i><span style=\"font-weight: 400;\">) ya save (<\/span><i><span style=\"font-weight: 400;\">bachat<\/span><\/i><span style=\"font-weight: 400;\">) karna hai usko achieve (<\/span><i><span style=\"font-weight: 400;\">praapt<\/span><\/i><span style=\"font-weight: 400;\">) karne me help karte hain. As a result, hum apni limit (<\/span><i><span style=\"font-weight: 400;\">seema<\/span><\/i><span style=\"font-weight: 400;\">) se zyada spend nahi karte hain.<\/span><\/p><p><span style=\"font-weight: 400;\">Niyamit taur par ye goals set karne se hum apne future ko aur secure bana sakte hain aur plan karne se hamari jo save karne ki motivation (<\/span><i><span style=\"font-weight: 400;\">prerna<\/span><\/i><span style=\"font-weight: 400;\">) hai, vo bhi dagmag aati nahi hai.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-0f67337 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f67337\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff52a9e\" data-id=\"ff52a9e\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c330406 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"c330406\" data-element_type=\"widget\" id=\"kya-financial-planning-ek-naya-concept-hai\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kya financial planning ek naya concept hai?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81a1577 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"81a1577\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"font-weight: 400;\">Nahi. Ye concept sadiyon se chala aa raha hai. Ab apne bachpan ki hi baat le lijiye. Bachpan me jab hume koi mehengi cheez khareedni hoti thi to hamare parents hume aksar kehte the ki paise jama karo, fir khareed lena. Aise goals hum bachpan se set karte a rahe hain. Farak sirf itna hai ki ab us save karne ki activity ko hum ek naam se bulate\u00a0 hain.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-2a96b7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a96b7e\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81ec727\" data-id=\"81ec727\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7ebfad ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"c7ebfad\" data-element_type=\"widget\" id=\"kaise-goals-set-karne-chahiye\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kaise goals set karne chahiye?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-144cfb5 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"144cfb5\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<span style=\"font-weight: 400;\">Aapke financial goals alag alag tarah ke ho sakte hain:<\/span>\n<ol class=\"tab-of-content\" style=\"margin: 2px 0 8px 0;\">\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Saving goals: Kitna save karna chahte hain<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Investment goals: Kitna aur kahan invest karna chahte hain<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spending goals: Kitna amount aap kaha aur kaise spend karna chahte hain<\/span><\/li>\n<\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-8e30e7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e30e7c\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-54e3de5\" data-id=\"54e3de5\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-974b449 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"974b449\" data-element_type=\"widget\" id=\"zaroorat-kyon-hoti-hai-financial-goals-ki\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zaroorat kyon hoti hai financial goals ki?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e210584 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"e210584\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ol class=\"tab-of-content\" style=\"margin: 8px 0;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ye hamari savings ko manage karte hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergencies (<\/span><i><span style=\"font-weight: 400;\">aapat stithi<\/span><\/i><span style=\"font-weight: 400;\">) ke liye prepared (<\/span><i><span style=\"font-weight: 400;\">taiyyar<\/span><\/i><span style=\"font-weight: 400;\">) rakhte hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Better retirement plan banane me help karte hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zyada spend karne se bachate hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hamari priorities kya hain, yeh jaane mai help karte hain<\/span><\/li><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-7350b68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7350b68\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d35bf5\" data-id=\"6d35bf5\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cafdc4 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"3cafdc4\" data-element_type=\"widget\" id=\"financial-planning-kaise-kar-sakte-hain\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Planning kaise kar sakte hain?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca7f7b ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"8ca7f7b\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ol class=\"tab-of-content\" style=\"margin: 8px 0;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Apne goals ke baare me sochein. Koshish karein in goals ko realistic (<\/span><i><span style=\"font-weight: 400;\">vastavik<\/span><\/i><span style=\"font-weight: 400;\">) aur achievable (<\/span><i><span style=\"font-weight: 400;\">prapt karne yogya<\/span><\/i><span style=\"font-weight: 400;\">) rakhein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In goals ko likhein aur fir prioritize karein (<\/span><i><span style=\"font-weight: 400;\">praathmikta dein<\/span><\/i><span style=\"font-weight: 400;\">)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ek timeline bhi set karein. Sochein ki kab tak aap apne goals ko achieve karna chahte hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ek goal planner ya budget planner ki help lein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ek budget set karein aur apne kharcho ko dhyan se dekhe. Yeh budget monthly (<\/span><i><span style=\"font-weight: 400;\">maasik<\/span><\/i><span style=\"font-weight: 400;\">), quarterly (<\/span><i><span style=\"font-weight: 400;\">traimasik<\/span><\/i><span style=\"font-weight: 400;\">), yearly (<\/span><i><span style=\"font-weight: 400;\">saalana<\/span><\/i><span style=\"font-weight: 400;\">), ya jo bhi timeline aapko comfortable lage, uske according ho sakta hai<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bas shuruaat kare. Kaise badhenge aage, iske baare me zyada na sochein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jo bills regularly (<\/span><i><span style=\"font-weight: 400;\">niyamit taur par<\/span><\/i><span style=\"font-weight: 400;\">) pay hote hain, unhe automate karein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Month ke end me apne goals and progress ko dobara dekhein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ek emergency fund taiyyar kare<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance par bhi focus kare<\/span><\/li><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-23a8ea0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23a8ea0\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25d168e\" data-id=\"25d168e\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7572c8e ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"7572c8e\" data-element_type=\"widget\" id=\"financial-planning-karte-time-kin-cheezon-ka-dhyan-rakhe\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial planning karte time kin cheezon ka dhyan rakhe?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c34963 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"4c34963\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ol class=\"tab-of-content\" style=\"margin: 8px 0;\"><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Apne goals ko dhyan me rakhe<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Savings ko badhane ke liye apne kharcho ko kam karein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agar koi Investment option aapke liye kaam nahi kar raha aur aapke goals ko achieve karne me help nahi kar raha, change kar dein. Koi aur option choose karein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Regularly apne budget aur plan ko review karein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Apni risk lene ki kshamta ko dhyan me rakhein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jitna jaldi shuru kar sakein, karein<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aapke kharche inflation, yaani mehengai, ki vajah se bhi badh sakte hain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aapke liye jo best option hai, vahi lein. Dusro ke liye jo tareeka sahi hai zaroori nahi aapke liye bhi sahi ho<\/span><\/li><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf3e04 ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"bbf3e04\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"956\" height=\"632\" src=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-goals.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-goals.png 956w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-goals-300x198.png 300w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-goals-768x508.png 768w\" sizes=\"(max-width: 956px) 100vw, 956px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4946412 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"4946412\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"font-weight: 400;\">Apne finances plan karna ek acchi habit hai. Agar aap planning ke baare me sochte hain, to jitna jaldi aap shuru karenge utna aapke liye accha hoga. Magar yaad rakhiye, sirf planning karna hi kaafi nahi hai. Uss plan par aapko kaam bhi karna hoga.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>https:\/\/www.youtube.com\/watch?v=TSL_LlzrnAQ Humne aksar suna hai ki hume financial planning karni chahiye. Magar yeh planning (yojana banana) aakhir hai kya? Aur hum kaise apne financial goals plan kar sakte hain? Aiye padhte hai ki: Financial goals kya hote hain? Financial goals kyun chahiye hote hain? Kya financial planning ek naya concept hai? Kaise goals set karne &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/\"> <span class=\"screen-reader-text\">Karni hai Financial Planning? Jaaniye kaise<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[18,14,13,20,16,9],"tags":[],"class_list":["post-4033","post","type-post","status-publish","format-standard","hentry","category-budget","category-investments","category-money-basics","category-pension","category-students-finance","category-taxes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Karni hai Financial Planning? Jaaniye kaise - Josh Talks<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Karni hai Financial Planning? Jaaniye kaise - Josh Talks\" \/>\n<meta property=\"og:description\" content=\"https:\/\/www.youtube.com\/watch?v=TSL_LlzrnAQ Humne aksar suna hai ki hume financial planning karni chahiye. Magar yeh planning (yojana banana) aakhir hai kya? Aur hum kaise apne financial goals plan kar sakte hain? Aiye padhte hai ki: Financial goals kya hote hain? Financial goals kyun chahiye hote hain? Kya financial planning ek naya concept hai? Kaise goals set karne &hellip; Karni hai Financial Planning? Jaaniye kaise Read More &raquo;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Josh Talks\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-25T20:37:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-06T09:57:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Josh Money\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.joshtalks.com\/joshmoney\/#website\",\"url\":\"https:\/\/www.joshtalks.com\/joshmoney\/\",\"name\":\"Josh Talks\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.joshtalks.com\/joshmoney\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg\",\"contentUrl\":\"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/#webpage\",\"url\":\"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/\",\"name\":\"Karni hai Financial Planning? 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Jaaniye kaise Read More &raquo;","og_url":"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/","og_site_name":"Josh Talks","article_published_time":"2022-03-25T20:37:47+00:00","article_modified_time":"2022-05-06T09:57:11+00:00","og_image":[{"url":"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Josh Money","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/www.joshtalks.com\/joshmoney\/#website","url":"https:\/\/www.joshtalks.com\/joshmoney\/","name":"Josh Talks","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.joshtalks.com\/joshmoney\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/#primaryimage","inLanguage":"en-US","url":"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg","contentUrl":"https:\/\/dev.whirlwind.co.in\/joshmoney\/wp-content\/uploads\/2022\/03\/Karni-hai-Financial-Planning-scaled.jpg"},{"@type":"WebPage","@id":"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/#webpage","url":"https:\/\/www.joshtalks.com\/joshmoney\/karni-hai-financial-planning\/","name":"Karni hai Financial Planning? 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