{"id":3305,"date":"2022-01-25T12:25:56","date_gmt":"2022-01-25T12:25:56","guid":{"rendered":"https:\/\/dev.whirlwind.co.in\/joshmoney\/?p=3305"},"modified":"2022-05-06T09:28:47","modified_gmt":"2022-05-06T09:28:47","slug":"finance-ke-kuch-myths-and-unko-kaise-todein","status":"publish","type":"post","link":"https:\/\/www.joshtalks.com\/joshmoney\/finance-ke-kuch-myths-and-unko-kaise-todein\/","title":{"rendered":"Finance ke kuch Myths, and unko Kaise Todein?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3305\" class=\"elementor elementor-3305\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-408b553 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"408b553\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bd44e2f\" data-id=\"bd44e2f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f7fdf4 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"5f7fdf4\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Duniya me anek tarah ke myths hote hain. Unme se ek category hai finance ki. Aaiye jaane ki:\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59886b7 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"59886b7\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<ol class=\"tab-of-content\" style=\"margin-bottom: 0;\"><li><a href=\"#myths-kya-hote-hain\">Myths kya hote hain?<\/a><\/li><li><a href=\"#finance-se-related-aise-kaun-kaun-se-myths-hain\">Finance se related aise kaun kaun se Myths hain? Aiye unhe todte hain<br \/><\/a><\/li><li><a href=\"#aise-myths-ke-peeche-kya-reason-hota-hai\">Aise Myths ke peeche kya reason hota hai?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-f1673db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1673db\" data-element_type=\"section\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87142ff\" data-id=\"87142ff\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45f6f86 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"45f6f86\" data-element_type=\"widget\" id=\"myths-kya-hote-hain\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Myths kya hote hain?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0aa0959 myth-div elementor-icon-list--layout-traditional elementor-list-item-link-full_width ob-has-background-overlay elementor-widget elementor-widget-icon-list\" data-id=\"0aa0959\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span 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d=\"M42,49.994a3.486,3.486,0,0,1,1,2.449v.41a3.419,3.419,0,0,1-3.995,3.452A3.5,3.5,0,0,0,45,53.853v-.41a3.49,3.49,0,0,0-3-3.449\" transform=\"translate(-3892 -9386.648)\" fill=\"#bdc3d8\"><\/path><path id=\"Path_4994\" data-name=\"Path 4994\" d=\"M41.5,45.881a4.254,4.254,0,0,1-4.25-4.25V40.282c0-6.49,3.959-9.371,6.325-11.094,2.12-1.541,2.535-1.975,2.535-3.473a4.61,4.61,0,1,0-9.22,0,4.25,4.25,0,0,1-8.5,0,13.11,13.11,0,1,1,26.22,0c0,5.955-3.775,8.7-6.032,10.346-2.195,1.6-2.828,2.15-2.828,4.221v1.349a4.254,4.254,0,0,1-4.25,4.25m0-26.277a6.118,6.118,0,0,1,6.11,6.111c0,2.291-1.023,3.137-3.152,4.686-2.409,1.754-5.708,4.154-5.708,9.881v1.349a2.75,2.75,0,0,0,5.5,0V40.282c0-2.8,1.118-3.741,3.444-5.434,2.286-1.664,5.416-3.941,5.416-9.133a11.61,11.61,0,1,0-23.22,0,2.75,2.75,0,0,0,5.5,0A6.118,6.118,0,0,1,41.5,19.6\" transform=\"translate(-3892 -9386.648)\" fill=\"#f90\"><\/path><path id=\"Path_4995\" data-name=\"Path 4995\" d=\"M41.5,58.1a4.254,4.254,0,0,1-4.25-4.25v-.41a4.25,4.25,0,0,1,8.5,0v.41A4.254,4.254,0,0,1,41.5,58.1m0-7.41a2.753,2.753,0,0,0-2.75,2.75v.41a2.75,2.75,0,0,0,5.5,0v-.41a2.753,2.753,0,0,0-2.75-2.75\" transform=\"translate(-3892 -9386.648)\" fill=\"#f90\"><\/path><rect id=\"Rectangle_377\" data-name=\"Rectangle 377\" width=\"78.079\" height=\"73.648\" transform=\"translate(-3892 -9386.648)\" fill=\"none\"><\/rect><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Myths vo stories hoti hain jo samay ke sath sath, generation (peedhi) by generation, pass on hoti hain. Ye generally aisi baatein hote hain jo society believe karti hai. Magar yeh zaroori nahi hai ki in stories ke peeche koi factual (vaastavik) reason ho, ya fir aisa reason ho jo sahi hai. Aur aksar, ye myths kisi dar ki vajah se hi shuru hote hain.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-2c2a33e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c2a33e\" data-element_type=\"section\" id=\"finance-se-related-aise-kaun-kaun-se-myths-hain\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c947188\" data-id=\"c947188\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be829cb ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"be829cb\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finance se related aise kaun kaun se Myths hain? Aiye unhe todte hain\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae1dfe ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"2ae1dfe\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tJab bhi finances ki baat hoti hai, hume kaafi log advice dete hain. Aisi advice generally aise myths hote hain jo humein financially grow hone se rokte hain. Zaroori nahi hai ki aise myths practical ho, ya hamare liye sahi ho, ya fir in sab me hum believe karein. \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e1377 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"94e1377\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<strong>Vaise to aise bahut sare myths hain. Magar yaha hum kuch hi ke baare me baat karenge:<\/strong> \t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bae7e5  debit-list ob-has-background-overlay elementor-widget elementor-widget-eael-feature-list\" data-id=\"5bae7e5\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"eael-feature-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"-icon-position-left -tablet-icon-position-left -mobile-icon-position-left\">\n\t\t\t<ul id=\"eael-feature-list-5bae7e5\" class=\"eael-feature-list-items circle framed connector-type-classic\">\n\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-c7f5abb\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-0\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"37\" viewBox=\"0 0 12 37\"><text id=\"_1\" data-name=\"1\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">1<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Jab savings ki baat aati hai, hume best results paisa Fixed Deposit (FD) me rakhne se milte hain<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:15px\">Sab ye maante hain ke FD sabse best aur safe investment option hoti hai. Lekin, aise  aur bhi bahut investment options hote hain jinse hum apna portfolio develop kar sakte hain. In investment options mein mutual funds, stocks, gold jaise products aate hain.<\/p><p style=\"margin-bottom:15px\">Invest karte waqt hume in factors ko consider karna chahiye:\n<\/p>\n<div class=\"orange-list\">\n<p>Kitne time ke liye invest kar rahe - time horizon<\/p>\n<p>Invest karne wale ki profile - age, income kitna stable hai etc.<\/p><p>Invest karte waqt ya nikaalte waqt ke Charges\/ fees (shulk)<\/p>\n<\/div> \n<p class=\"m-zero\">Ye saare factors consider karke hume apna paisa invest karna chahiye.<\/p> <\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-ae9046d\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-1\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"37\" viewBox=\"0 0 18 37\"><text id=\"_2\" data-name=\"2\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">2<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Hume Credit Cards nahi use karne chahiye<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">Log aisa isliye sochte hain kyonki unhe lagta hai ki Credit Cards se hum debt me aa sakte hain. Magar aisa tabhi hota hai jab hum Credit Card ki payment time par na kar paayein. Ek baar hum sahi se Credit Cards use karna shuru kar dein, aur pehle se apni financial planning karke rakhe, to hum time par amount bhar paayenge. Aur hume yeh bhi realise hoga ki Credit Cards humare liye rewards, ya emergency ke time par payments ka option, jaise benefits bhi lekar aate hain. Aur yaad rahe, time par payments karne se hum hamara Credit score bhi badhaate hain jissey hamare liye loans lena lkaafi aasan ho jata hai.\n<\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-37e76d4\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-2\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"37\" viewBox=\"0 0 19 37\"><text id=\"_3\" data-name=\"3\" transform=\"translate(1 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">3<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Hume tabhi invest karna chahiye jab hamare paas zyada paisa ho<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">Agar hume investment shuru karni hai, to hume chhote amount se shuru karna chahiye. Yeh bilkul bhi nahi sochna chahiye ki agar humare paas amount kam hai to hum invest hi nahi karenge. Jitni jaldi hum investment shuru karte hain, utne hume benefits (faayde) milte hain. Na sirf hume compounding ki vajah se zyada behtar results milte hain, but hum investments ke sath aaye hue risks ko behtar tareeke se manage kar paate hain.\n<\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-fddf406\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-3\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"37\" viewBox=\"0 0 21 37\"><text id=\"_4\" data-name=\"4\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">4<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Emergency funds ki koi zaroorat nahi hoti<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">Agar aapke paas emergency ke liye amount saved nahi hoga, to emergency ke time par aap loans ya amount udhaar lene ke options ko choose karenge. Behtar hoga ki aap bure waqt ke liye bhi plan karke chalein aur apni income me se ek chhota sa amount thode thode time mein usme add karte rahein. <\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-c0a8277\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-4\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"37\" viewBox=\"0 0 18 37\"><text id=\"_5\" data-name=\"5\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">5<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Keemti metals jaise Gold me invest karna kaafi hota hai<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">Hum log sadiyon se Gold me invest karte aa rahe hain aur hume yeh bataya jaata hai ki Gold ko bacha kar rakhna chahiye. Magar sirf Gold me invest karna kaafi nahi hota. Instead, agar aap Mutual funds, stocks, FD jaise cheezo me invest karte hain, to aapko returns better milte hain.<\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-8f2a3ce\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-5\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"37\" viewBox=\"0 0 20 37\"><text id=\"_6\" data-name=\"6\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">6<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Retirement ke liye planning 40 ki umar me karni chahiye<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">20s me agar aap apni retirement ki planning shuru karte hain, to aap zyada risks le sakte hain and compounding ke benefits enjoy kar sakte hain. Also, 20s me, aapki financial responsibilities kam hoti hain. To aapka financial burden bhi kam hota hai.<\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t                <li class=\"eael-feature-list-item elementor-repeater-item-6de94c4\">\n                                            <span class=\"connector\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-tablet\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                        <span class=\"connector connector-mobile\" style=\"right: calc(100% - 62px); left: 0;\"><\/span>\n                    \n\t\t\t\t\t\t<div class=\"eael-feature-list-icon-box\">\n\t\t\t\t\t\t\t<div class=\"eael-feature-list-icon-inner\">\n\n\t\t\t\t\t\t\t\t<span class=\"eael-feature-list-icon fl-icon-6\">\n\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"37\" viewBox=\"0 0 19 37\"><text id=\"_7\" data-name=\"7\" transform=\"translate(0 29)\" fill=\"#232f3e\" font-size=\"30\" font-family=\"Montserrat-Bold, Montserrat\" font-weight=\"700\"><tspan x=\"0\" y=\"0\">7<\/tspan><\/text><\/svg>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"eael-feature-list-content-box\">\n\t\t\t\t\t\t\t<h3 class=\"eael-feature-list-title\"\t\t\t\t\t\t\t>Apni money problems doosron se share nahi karni chahiye<\/h3\t\t\t\t\t\t>\n\t\t\t\t\t\t<p class=\"eael-feature-list-content\"><p style=\"margin-bottom:0px\">Haan, financial issues ko hum me se kaafi log ek personal cheez maan kar chalte hain, jo galat nahi hai. Magar, jab aap kisi se apne issues ke baare me baat karte hain, to chances are aap apni problems jaldi solve kar paate hain. Aap yeh bhi realise karte hain ki aap akele nahi hain jo aisi situations ko face karte hain.<\/p><\/p>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-78d9c16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78d9c16\" data-element_type=\"section\" id=\"aise-myths-ke-peeche-kya-reason-hota-hai\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-f71bdd9\" data-id=\"f71bdd9\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2dfeef ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"f2dfeef\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aise Myths ke peeche kya reason hota hai?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96b70f2 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"96b70f2\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tGenerally, myths tab shuru hote hain jab hume cheezon ke baare me zyada knowledge nahi hoti. To, hum dar jaate hai aur sochne lagte hain ki humare sath galat ho sakta hai. Credit cards ki hi baat le lijiye. Hume aksar credit card use karne ke liye mana kara jaata hai. Kyon? Kyonki jab payment me delay hota hai to interest badhta hai aur insaan debt me jaa sakta hai. Magar jaisa ki humne oopar discuss kara, agar hum payment time par karenge aur plan karke chalenge, to hum debt me aenge hi nahi. To fir, dar kaisa?  \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-714b8a2 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"714b8a2\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tHo sakta hai ki jab yeh myths shuru hue ho, tab financial awareness (jaagrukta) kam ho ya fir investment options zyada na ho. Magar ab, cheezein badal rahi hain aur change aa raha hai. Zaroori nahi hai vo reasons abhi bhi valid ho. \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-17f40c7\" data-id=\"17f40c7\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efe48d4 aise-myth ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"efe48d4\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"336\" height=\"505\" src=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/01\/myth-reason-img.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/01\/myth-reason-img.jpg 336w, https:\/\/www.joshtalks.com\/joshmoney\/wp-content\/uploads\/2022\/01\/myth-reason-img-200x300.jpg 200w\" sizes=\"(max-width: 336px) 100vw, 336px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"ob-is-breaking-bad elementor-section elementor-top-section elementor-element elementor-element-939ab43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"939ab43\" data-element_type=\"section\" id=\"conclusion\" data-settings=\"{&quot;_ob_bbad_use_it&quot;:&quot;yes&quot;,&quot;_ob_bbad_sssic_use&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb89303\" data-id=\"eb89303\" data-element_type=\"column\" data-settings=\"{&quot;_ob_bbad_is_stalker&quot;:&quot;no&quot;,&quot;_ob_teleporter_use&quot;:false,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0dfd3b ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"a0dfd3b\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b003f5 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"2b003f5\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tIn baaton ke peeche reasons ho bhi sakte hain aur nahi bhi. Sabse accha tareeka inko todne ka hai knowledge kyonki vo hamare dar ko kam karti hai. Jitna zyada hum finances ke baare me padhenge aur jitna zyada in reasons ko question karenge, hume utna realise hoga ki ye reasons aur ye stories sirf hamari freedom ko kam karte hain.  \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-338ae65 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"338ae65\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_perspektive_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tAgar aap kisi bhi tarah ke myth ya belief ko todna chahte hain, to ussey question karein, uske baare me padhe, aur apni knowledge ko increase karein. Aur tabhi apna ek decision lein. \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Saalo pehle jo hum kaam banks ki lines me lag kar kara karte the aaj vo sab mobile phone\/laptop aur ek<br \/>\ninternet connection ki madad se possible hai.<\/p>\n","protected":false},"author":1,"featured_media":3631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[17,14,13,20,16],"tags":[],"class_list":["post-3305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debit-aur-credit","category-investments","category-money-basics","category-pension","category-students-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Finance ke kuch Myths, and unko Kaise Todein? 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